Information for you.

The Financial Crimes Enforcement Network (FinCEN) us warning the public of fraudulent phone calls purporting to be from FinCEN.  In one scan, the criminal calls the victim regarding an outstanding debt.  The criminal will provide the victim's name, Social Security or other personal information that will make the call seen legitimate.  Do not respond or provide any personal information to this type of call or email.  FinCen does not send unsolicited requests and does not seek personal or financial information from the public.  Read more at



Tips for Safe Banking Over the Internet

As use of the Internet continues to expand, more banks and thrifts are using the Web to offer products and services or otherwise enhance communications with consumers.

The Internet offers the potential for safe, convenient new ways to shop for financial services and conduct banking business, any day, any time. However, safe banking online involves making good choices - decisions that will help you avoid costly surprises or even scams.

This brochure offers information and tips to help you if you are thinking about or already using online banking systems. We will tell you how to:

    • Confirm that an online bank is legitimate and that your deposits are insured
    • Keep your personal information private and secure
    • Understand your rights as a consumer
    • Learn where to go for more assistance from banking regulators

Confirm that an Online Bank Is Legitimate and that Your Deposits Are Insured
Whether you are selecting a traditional bank or an online bank that has no physical offices, it's wise to make sure that it is legitimate and that your deposits are federally insured. Here are tips specifically designed for consumers considering banking over the Internet.

Read key information about the bank posted on its Web site.

Most bank Web sites have an "About Us" section or something similar that describes the institution. You may find a brief history of the bank, the official name and address of the bank's headquarters, and information about its insurance coverage from the FDIC.

Protect yourself from fraudulent Web sites.

For example, watch out for copycat Web sites that deliberately use a name or Web address very similar to, but not the same as, that of a real financial institution. The intent is to lure you into clicking onto their Web site and giving your personal information, such as your account number and password. Always check to see that you have typed the correct Web site address for your bank before conducting a transaction.

Verify the bank's insurance status.

To verify a bank's insurance status, look for the familiar FDIC logo or the words "Member FDIC" or "FDIC Insured" on the Web site


Fraudulent Telephone Calls

If you should receive a telephone call from someone who wants to know if you are having problems with your computer say "no".  This is probably a scam.  These people will guide you through a process where they will be able to take over your computer and then lock you out. This may allow the criminals to obtain personal information about you.  Bank of Nebraska would never place a random telephone call to you asking about your computer and if you were having problems with it.

Be Careful What You Click*.
A growing number of cybercriminal organizations are using deceptive links and websites to install malicious software which can hold your Stuff for ransom.  Infected machines display messages which demand payment in order to restore functionality.  Recent attacks have also displayed images that impersonate law enforcement. 

    • These attacks, sometimes known as "ransomeware", deploy malicious software which can disable the functionality of your computer.
    • To avoid getting infected, ensure your computer's software and anti-virus definations are up to date, and avoid suspicious site.
      *Norton by Symantec

Consumer News & Information from FDIC